January 19, 2018

FAQs for Injured Parties

What does a standard Structured Settlement consist of?
There is no such thing as a “standard Structured Settlement.” At Vega Settlement Group we take into account the future needs and expenses of each and every single client. Our comprehensive analysis of your case will detail such projections and include a life care plan that will create a safe and secure future for yourself and your family.

The more we are able to understand about your projected income needs and expenses, the better we can design the ideal structure for you. Once we have this information, illustrations that we believe will be best suited for your financial needs and goals are prepared.

The illustrations are prepared for each client concentrate on having:

  • Sufficient cash to cover immediate medical, or nonmedical, expenses along with attorney fees.
  • Initial liquidity in the case of an emergency.
  • Tax-free periodic payments to provide income to the injured party.

What are the disadvantages of Structured Settlements?
For those that prefer having their money in a cash lump sum, it is a common notion that the inflexibility of a Structured Settlement is a disadvantage because they would rather see the whole amount of money in their bank account. One should keep in mind, however, that inflexibility translates into protection. A Structured Settlement can protect an individual from market fluctuations, outliving their financial resources and poor financial management.

What are money market accounts and annuities?
A money market account is a deposit account, offered through a bank, which pays interest to the account owner based on current interest rates. The funds deposited into the account are invested into government and corporate securities in order to yield a rate of interest. An annuity is created when an individual (the insured) pays a premium to a life insurance company that will be redistributed to the individual over time. These types of contracts generally provide a stream of income until the death of the annuity owner or a predetermined date, whichever comes first.

What separates Vega Settlement Group?
At Vega Settlement Group, we are committed to continually enhancing our capabilities in order to ensure the accessibility of relevant resources in structuring your settlement. We recognize that different clients have different financial needs and thus make suggestions solely based on their specific goals and objectives. Our consultants are here to provide you with support throughout the course of the settlement, as we know it can become a tedious process. Settling a case can be very complex and so we make it our priority to advise you throughout all phases of negotiations, mediations, settlement meetings and court hearings.


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