February 17, 2018


“Working with Vega Settlement Group has been an absolute pleasure and I would definitely recommend them. They made the structure process easy and comprehensible for my client while maintaining outstanding professionalism. They were there to answer any and all inquiries I had. illustrations were sent over to me on a timely basis and we were able to reach a structured settlement agreement with their help.”

-Ernesto Barreto, Law Offices or Ernesto Barreto, APC (Workers’ Compensation)

“I have been working with Vega Settlement Group for about 8 years now and will continue to so because of the dedicated amount of service they provide. They have been providing illustrations, assisting with my settlements and recently even started doing my MSA’s. Such a diverse group of services under one roof is hard to come by these days. Definitely recommended!”

-Frank Perez, Perez & Caballero, APC (Civil Litigation)


These are the views of a group of Paul Vega’s brokerage clients. Their views may not be representative of the views of other clients and are not indicative of future performance of success.

Am I Eligible?

There is a low minimum of $10,000 and no maximum settlement amount required to arrange a Structured Settlement, thus it applies to a wide variety of injury cases. When most people hear the term “Structured Settlement,” they assume that the settlement amount is hundreds of thousands of dollars, or even millions. Surprisingly this is not always the case, as our settlements can range anywhere from $10,000 to $1,000,000 or more.

Structured Settlements should be considered for cases involving personal injury, workers compensation, those involving minors or medical malpractice, to name a few. Plaintiffs or claimants, with the defense’s cooperation, who have not yet received their settlement award or signed a release are eligible to set up a Structured Settlement annuity. Purchasing a guaranteed stream of future benefits today could yield higher savings and provide more benefits in the future. Historically, a dollar has been worth more today than it will be in the future and consequently, deciding to structure your settlement could generate more value as time passes.

Not only can a Structured Settlement provide you with a guaranteed source of income for life, but it can also protect you from inflation and bearish markets.

Another advantage of a Structured Settlement is the tax benefits. Not only is the premium nontaxable, but interest earned is also tax-free under the federal Tax Code 104(a). Once the parties have agreed to a Structured Settlement, the structure becomes a permanent part of the settlement. Since Structured Settlement payments cannot be altered after the settlement, we do not typically direct our clients to place the full amount of their proceeds in the structure. We usually advise to leave a small sum of the settlement in a liquid account but this changes from time to time, depending on the financial needs and preferences of each client.

Our process in structuring your settlement would begin with a series of questions to better understand your future financial needs. The more we are able to understand about your projected income needs and expenses, the better job we can do in designing the ideal structure for your unique situation. Once we have this information, we prepare illustrations that we believe will be best suited for each individual client.

This is why it is of vast importance to work with professionals who specialize in Structured Settlements, as we do at Vega Settlement Group.


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